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Car Insurance Tips
Save money on your next insurance bill.
By Tex Barnes Insurance
Agency
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Stay Insured
Prior
insurance coverage is one of the biggest factors. Typically
the magic number here is 6 months of prior coverage.
Usually if you have had 12 months of continuous
coverage, you will see even a bigger discount.
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Get a Re-Quote
Insurance
rates change often, and you should shop for a new rate
anytime your situation changes. We advise our
customers to request a re-quote every 6 months because
companies are constantly changing rates.
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Getting Older
Age
does have it's advantages
and
the most common car insurance discounts will occur at
age 18,19,21, 25 and 30. If you have recently
reached one of these magical ages, it is time to have an
insurance re-quote.
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Getting Married
The
married discount can save you a substantial amount when
you combine both drivers on one policy. Quite
often, both drivers can be insured for the price of one.
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Erase Violations
Most insurance companies will
only charge for accidents and violations that have
occurred within the last 3 years. If you are
unsure of your driving record, just ask an agent to
check it out for you.
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Buy another Car A NEW CAR
can reduce your insurance bill.
Insurance
companies use complex algorithms to calculate insurance
rates, and it is possible to have more cars and pay less
rates. Ask about multi-car discounts and driver
assignment rules.
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Buy another Policy
You can get big discounts by
having multiple policies.
Make
sure to ask your agent about policies for Life, Health,
and recreational vehicles like motorcycles boats and
travel trailers.
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Buy a Home
Home
Owners receive a discount even if
that home is
insured with another company. A home owner is
considered to be more responsible and may receive a
substantial discount on their auto insurance.
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Pay in Full
You
can save big be selecting a paid in full option.
Each discount will vary, but will usually equal getting
a free month of insurance.
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Select an Auto Pay option
Automatic payment
options will save you and the insurance company time and
money. This option allows the company to
automatically draft your monthly premium directly from
you checking account. This option will also result
in a lower down payment when starting a new policy.
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Classic Cars
& Trucks
These vehicles deserve special coverage and a discounted
premium. It is possible to put "Full Coverage" on
that 64 Mustang for less than $200 per year! Find
out if you qualify
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Shop the multi-quote system.
Compare several insurance companies to find the best rate.
Multi-Quote
System
Compare many insurance companies against each other by
entering your info only once.
Teenage Driver ?
We can show you how to have coverage without paying for it.
Classic Car Insurance
Premium coverage without the high premium. Quote Now |
